Simple, Transparent Pricing

Start free with AI Tutor and introductory cases. Upgrade for exam-level practice.

Free

$0forever
  • +Unlimited AI Tutor sessions
  • +17 introductory cases across all 6 CFP topics
  • +Full rubric-based feedback on every submission
  • +Basic study recommendations
Get Started Free

Paid

Coming Soon
$29.99/mo
  • +Everything in Free
  • +56 core-difficulty cases (exam-level)
  • +41 advanced-difficulty cases
  • +Advanced study analytics and insights
  • +Priority support
Coming Soon

Billing Questions

Yes. You can cancel your subscription at any time. Your access continues until the end of the current billing period. No cancellation fees.

Your session history and feedback are preserved. You retain access to all Free plan features, including AI Tutor and introductory cases.

Yes. The Free plan has no time limit and no credit card required. You get unlimited AI Tutor sessions and full access to 17 introductory cases with rubric-based feedback.

We accept all major credit and debit cards. Payments are processed securely through Stripe.

LazyRatio is an independent learning tool for Canadian CFP exam candidates. It is not affiliated with or endorsed by FP Canada. Prices are in CAD. The Paid plan renews monthly until cancelled.